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Personal commentary and educational content

This website shares Alastair Hoyne’s publications, experience, podcast discussions and professional interests. Content is general information and education, not personalised financial, investment, mortgage, pension, tax, legal, valuation or other professional advice. It is not a personal recommendation or an offer of funding.

Commercial interests and service boundaries

Alastair is founder and CEO of Finanze Group and has commercial interests in businesses mentioned here. References to the group and its services are part of that professional context. The Finanze Framework™ is written by Alastair Hoyne and published by Finanze Strategy Ltd under licence. Buying a book, following a channel or sending an enquiry does not create an advisory relationship.

Services are provided by the relevant entity under separate terms, eligibility criteria, assessment and regulatory status. Not every activity is regulated by the Financial Conduct Authority. A personal biography or group reference must not be treated as a claim that all businesses or services share the same authorisation. Business-specific disclosures are provided on the relevant business website.

Examples, figures and outcomes

Examples, calculations, illustrations and scenarios depend on their stated assumptions. They are illustrative unless clearly identified as completed transactions and are not quotations, valuations or commitments to lend. Rates, fees, criteria, market evidence and legislation can change. Past performance and previous experience do not guarantee future results.

Property and investment values can fall. Funding, returns, refinancing and exits are not guaranteed. Borrowing secured on property creates repayment obligations and a risk of repossession if payments are not maintained. Obtain appropriate professional advice and carry out your own due diligence before committing.

Podcast guests and media contributions

Guest statements and opinions belong to the speaker and are not automatically Alastair’s views or an endorsement of a guest, business, investment or service. Discussions are not individually tailored recommendations. Any material sponsorship, paid placement or affiliate relationship should be identified with the relevant content; links should not be assumed to be independent assessments.

Accuracy and external content

We take reasonable care in preparing content but cannot guarantee that every item is current, complete or error-free. Historical posts should be read in their dated context. External websites, retailers and platforms are separately operated and apply their own terms and privacy practices.

Intellectual property and book copyright

FINANZE®, IT’S PERSONAL.® and the FINANZE IT’S PERSONAL.® logo mark are Finanze Group brands. ALASTAIR HOYNE® is a registered word mark. The Finanze Framework™ and The Property Escalator™ are used as trade marks. Original book text, extracts, recordings and other protected materials remain subject to the relevant owner’s rights.

Read our Intellectual Property notice for the full statement on trade marks, copyright, know-how, custom strategies, permitted uses and licensing. Public disclosure does not itself grant a commercial reuse licence. Statutory exceptions and existing lawful licences remain unaffected.

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Nothing in this disclaimer excludes liability that cannot lawfully be excluded, including fraud, fraudulent misrepresentation, or death or personal injury caused by negligence. Mandatory consumer rights remain unaffected. Read the Terms & Conditions for the website’s terms of use.

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