The person behind the work

I look for what connects the opportunity to the outcome.

Alastair Hoyne, founder, author and host.

Across banking, investment management and property finance, one lesson has stayed with me: an attractive idea only matters if the pieces can be made to work together. I founded Finanze Group, wrote The Finanze Framework™ and host The Property Escalator™ to examine those connections in practice.

Alastair Hoyne portrait

My journey

A career built across business and capital.

Move through the stages to see how an early interest in building things became a more connected way of thinking about property and finance.

Alastair Hoyne during his early career in Asia

Building in practice

Entrepreneurship came early.

While at university I founded and sold two businesses. The experience taught me to test an idea in the real world, take responsibility for the result and learn what a spreadsheet alone cannot tell you.

That practical instinct stayed with me as my work moved into finance and larger organisations.

How I think

Better decisions come from seeing more of the picture.

01 / QUESTION

Question the assumptions.

Separate what is known from what is hoped for. A convincing pitch can hide a weak exit or a cost that was never modelled.

02 / CONNECT

Connect the parts.

Opportunity, finance, legal work and execution do not exist in isolation. Understand how a change in one affects the others.

03 / FOLLOW THROUGH

Follow the outcome.

Good ideas only matter if they can be delivered. Look beyond completion to repayment, ownership, cash returned and what happens next.

What I am building now

One perspective. Several ways to use it.

The personal site brings the thinking together. You can read the book, join a conversation, explore an article or follow a business route when you have a defined need.

For my perspective on resilience, systems and long-term ownership, read Building a Business That Outlives the Cycle.

Experience and accreditations

Professional background.

Investment banking, investment management, consulting, venture capital, private equity and entrepreneurship.

Explore the global career behind the thinking.

Hover or select a year to follow the journey.
1 / 10

2003 – 2005

Founder

Silver Card

Main location: UK

Promotions and private membership business. Founded while at university and sold via a trade sale in 2005.

Career locationsCountry outlines highlight in gold for main locations and grey for additional locations when you select a career stage. Hong Kong and Singapore have enlarged markers.FijiUnited Republic of TanzaniaWestern SaharaCanadaUnited States of AmericaKazakhstanUzbekistanPapua New GuineaIndonesiaArgentinaChileDemocratic Republic of the CongoSomaliaKenyaSudanChadHaitiDominican RepublicRussiaThe BahamasFalkland IslandsNorwayGreenlandFrench Southern and Antarctic LandsEast TimorSouth AfricaLesothoMexicoUruguayBrazilBoliviaPeruColombiaPanamaCosta RicaNicaraguaHondurasEl SalvadorGuatemalaBelizeVenezuelaGuyanaSurinameFrench GuianaFranceFranceEcuadorPuerto RicoJamaicaCubaZimbabweBotswanaNamibiaSenegalMaliMauritaniaBeninNigerNigeriaCameroonTogoGhanaIvory CoastGuineaGuinea-BissauLiberiaSierra LeoneBurkina FasoCentral African RepublicRepublic of the CongoGabonEquatorial GuineaZambiaMalawiMozambiqueeSwatiniAngolaBurundiIsraelLebanonMadagascarPalestineGambiaTunisiaAlgeriaJordanUnited Arab EmiratesQatarKuwaitIraqOmanVanuatuCambodiaThailandLaosMyanmarVietnamNorth KoreaSouth KoreaMongoliaIndiaBangladeshBhutanNepalPakistanAfghanistanTajikistanKyrgyzstanTurkmenistanIranSyriaArmeniaSwedenBelarusUkrainePolandAustriaHungaryMoldovaRomaniaLithuaniaLatviaEstoniaGermanyBulgariaGreeceTurkeyAlbaniaCroatiaSwitzerlandLuxembourgBelgiumNetherlandsPortugalSpainIrelandNew CaledoniaSolomon IslandsNew ZealandAustraliaSri LankaChinaTaiwanItalyDenmarkUnited KingdomIcelandAzerbaijanGeorgiaPhilippinesMalaysiaBruneiSloveniaFinlandSlovakiaCzechiaEritreaJapanParaguayYemenSaudi ArabiaNorthern CyprusCyprusMoroccoEgyptLibyaEthiopiaDjiboutiSomalilandUgandaRwandaBosnia and HerzegovinaNorth MacedoniaRepublic of SerbiaMontenegroKosovoTrinidad and TobagoSouth Sudan

Main locationAdditional locations

Qualifications and accreditations.

Current qualifications

BSc (Hons) Management & Strategy, Aston University.

  • Certificate in Mortgage Advice and Practice (CeMAP)
  • Certified Practitioner in Specialist Property Finance (CPSP)

Previous Hong Kong qualifications and regulatory role

  • Type 1: Dealing in Securities (HKSI)
  • Type 4: Advising on Securities (HKSI)
  • Type 9: Asset Management (HKSI)
  • Responsible Officer, Securities and Futures Commission (SFC), Hong Kong

Current roles and registrations

Professional responsibilities.

Alastair Hoyne

FCA-approved senior management roles

At Finanze Ltd, trading as Finanze Property:

  • SMF3: Executive Director
  • SMF16: Compliance Oversight

Finanze Ltd · Finanze Property

FCA authorised and regulated

Financial Services Register reference: 990498.

  • Credit broking
  • Debt adjusting (limited)
  • Debt counselling (limited)
  • Agreeing to carry on a regulated activity (limited)

Activities are subject to the firm’s permissions and applicable limitations.

Finanze Capital Ltd · Finanze Capital

Registered for anti-money laundering purposes

Finanze Capital Ltd is not authorised or regulated by the Financial Conduct Authority. It is registered with the Financial Conduct Authority for anti-money laundering purposes under FCA registration number 1013248.

Finanze Strategy Ltd · Finanze Strategy & Finanze Legacy (trading names)

Memberships and registrations

  • The Property Ombudsman: member of the redress scheme
  • National Association of Property Sourcing Agents (NAPSA): member
  • HMRC registration for anti-money laundering supervision

Awards and recognition

Recognition along the way.

2022 / Power List

Top 30 UK brokers.

Bridging & Commercial

2023 / Power List

Top 40 most influential property professionals.

Bridging & Commercial

2024 / Power List

Top 40 Industry Heroes.

Bridging & Commercial

2023 / Shortlisted

Rising Star of the Year.

NACFB Commercial Broker Awards

2025 / Finalist

Scale-Up Entrepreneur of the Year.

Great British Entrepreneur Awards · Finanze Group

2026 / Shortlisted

Entrepreneur of the Year.

Variety North West PROPS Awards

Beyond the desk

Space to think differently.

Golf is one of the ways I step away from a screen. A round at my local course demands patience, attention and the ability to reset after a poor shot. I enjoy the game for its own sake, and for the space it creates to think.

Time with family and friends, travel, reading and other interests offer a perspective that a working week rarely does. They shape my thinking as much as my professional work.

Golf ball beside the hole on a putting greenAway from the desk

Continue the conversation

A broader perspective.A practical approach.

Arrange a Meeting ›
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The personal website of Alastair Hoyne, founder, author and host.

info@alastairhoyne.com

This is the personal website of Alastair Hoyne®, sharing his work, publications and general commentary. Content, book extracts and examples are for information and education only. They do not constitute personalised financial, investment, mortgage, pension, tax, legal, valuation or other professional advice, a personal recommendation, an offer of funding or a recommendation that a transaction is suitable for you.

Property and investment values can fall. Returns, funding and refinancing are not guaranteed. Examples and illustrations depend on their stated assumptions and are not quotations. Obtain appropriate professional advice before acting. Services mentioned are provided by the relevant business under its own terms, eligibility criteria, assessment and applicable regulatory status. Not all services are regulated by the Financial Conduct Authority. Reading this website or submitting an enquiry does not create an advisory relationship.

Original writing, book extracts, diagrams, illustrations, website designs, templates, software and other protected materials belong to Alastair Hoyne or their respective owners and licensors. FINANZE®, IT’S PERSONAL.® and the FINANZE IT’S PERSONAL.® logo mark are registered trade marks of Finanze Group Ltd. ALASTAIR HOYNE® is a registered trade mark of Alastair Hoyne. THE FINANZE FRAMEWORK™ and THE PROPERTY ESCALATOR™ are used as trade marks. Descriptive product wording following FINANZE® is not presented as separately registered. No exclusive ownership of generic property strategies or valuation concepts is claimed.

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